Vila Coral Bombinhas 1 - Rocccoimob Imobiliária em Bombinhas

Published May 12, 2025 | By RoccoImob

With high real interest rates, real estate appreciating and strategic sectors growing, this can be one of the best times for those who want to invest in Brazil with security and a long-term vision.

In this guide, you can check out the best types of investment for the year, the risks that deserve attention, and why regions like Bombinhas stand out as real opportunities for asset appreciation.

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Economic scenario: High interest rates and pressured inflation

With the Selic at 14.75% and inflation projected above 5%, Brazil is experiencing a rare scenario of high real interest rates. For those who want to preserve purchasing power, the moment favors more conservative investments and the search for real assets.

Ipea’s projections point to GDP growth of 2.4% in 2025, with challenges in the fiscal and exchange rate fields.

Investing in Bombinhas: Appreciated properties and seasonal income

Bombinhas, on the coast of Santa Catarina, is one of the destinations with the highest real estate appreciation in Brazil. In 2024, the overall value of sales grew 109% and the square meter exceeded R$ 12 thousand in neighborhoods such as Centro and Bombas. The city attracts 1.9 million tourists per season, and vacation rentals generate occupancy rates of over 90% during the summer.

In addition, with expanding infrastructure and improvements such as the new access through Morro da Antena, neighborhoods such as Zimbros and Mariscal are also experiencing strong appreciation. During the summer, the occupancy rate of properties reaches 95%, and vacation rentals offer significant monthly returns.

CTA Invest in Bombinhas - Rocccoimob Real Estate in Bombinhas

Fixed income: Absolute highlight in 2025

Bonds such as the Treasury IPCA+ offer real returns above 7% per year, with protection against inflation and public safety. CDBs of solid banks and LCIs/LCAs remain attractive, especially due to the coverage of the FGC and, in the case of bills, the exemption from income tax.

Post-fixed investments gain strength in the short term, while fixed-rate investments require extra attention in a still volatile scenario.

Comparison chart between fixed and variable income in 2025 1024x576 - Rocccoimob Real Estate in Bombinhas — Visual comparison between fixed income and variable income in 2025, highlighting profitability and risk level.

Real estate funds (FIIs): Passive income with exemption

FIIs remain among the most sought after by those who want to generate monthly income without the complexity of a physical property. They offer income tax exemption for individuals, as well as liquidity and access to large enterprises with a low initial value. Segments such as logistics, urban income and corporate slabs remain resilient

Promising sectors: Where to look for growth?

In addition to fixed income and real estate, some sectors stand out as opportunities for consistent growth:

Renewable energy and energy transition
Digital health and telemedicine
Technology and artificial intelligence
Agribusiness and protein exports
Exporting companies with revenues in dollars (Vale, Petrobras, JBS)

Diversification across sectors helps reduce risks and increase the potential for return.

ETFs and international diversification

ETFs such as IVVB11 and WRLD11 offer access to more mature economies and help reduce the risk of concentrating investments only in Brazil. In addition, the new B3 standard facilitates the classification of funds and ETFs by sector and strategy.

Fixed or variable income: Which strategy to follow?

The ideal in 2025 is a hybrid wallet. Fixed income offers high real returns and stability, while variable income still holds opportunities in discounted stocks and growth sectors. The key is to understand the investor’s profile, set objectives, and balance risk exposure. Diversification remains the best form of protection.

Risks and cautions when investing

Avoid unregulated products or promises of easy profitability. Scams with cryptocurrencies, financial pyramids and unbacked tokens are recurring traps. Always validate the origin and purpose of the investment.

CTA Luxury Real Estate in Bombinhas - Rocccoimob Real Estate in Bombinhas

The Vila Coral launch that combines contemporary architecture is an example. High standard of finish and privileged location. Ideal for those who want to invest safely and with potential returns .

How to invest in Brazil in 2025 with strategy

With high interest rates, controlled inflation, and good opportunities in real estate and global assets, investing in Brazil in 2025 requires a balance between protection and growth. With planning and diversification, the current scenario can favor great results.

Highlights for your portfolio:

Uptrending sectors such as energy and AI
Treasury IPCA+ and fixed income with real protection
Real estate in valued regions, such as Bombinhas
Real estate funds with exemption and liquidity
International diversification with ETFs

The appreciation is visible in high-end properties overlooking the sea and in regions with high tourist circulation.

FAQs

Is it worth investing in Bombinhas?
Yes. The city has high appreciation, strong tourism and excellent return with vacation rentals.

What is the best safe investment for 2025?
Treasury IPCA+ and CDBs from solid banks are the safest options with good returns.

Can I invest outside Brazil with little money?
Yes. ETFs like IVVB11 and WRLD11 allow you to start with low amounts and expose your portfolio to the dollar.

Are FIIs advantageous in 2025?
Yes. They offer income tax exemption, liquidity and monthly income with more controlled risks than stocks.

See for yourself: Explore Bombinhas on our interactive 360° tour and understand why the city has become one of the most valued destinations to invest in Brazil.

References

Last revised: May 2025. Content validated by RoccoImob — specialist in the high-end real estate market and investments on the coast of Santa Catarina.