Documentation required to buy a property in Santa Catarina

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Buying a property is one of the most important decisions in a person’s life, as it involves much more than choosing the ideal location. In addition, the bureaucratic stage ensures legal certainty and avoids future problems. In Santa Catarina, as in the rest of the country, buyer and seller present a set of documents to buy property, which ensure that the transaction takes place legally and safely. Therefore, in this article, you will understand which documents each party must present and why they are indispensable in the buying process.

Documentos do comprador

The buyer presents documents that prove identity, marital status, residence and income. In addition, it is important to organize these proofs according to legal requirements so that the process can move forward without complications. When necessary, it may also be necessary to present additional documents requested by the bank in case of financing. In this way, correct preparation avoids common mistakes, speeds up the approval of the negotiation and ensures more peace of mind until the contract is signed.

Documentos do vendedor

The seller proves that the property is in his name and has no legal or financial issues. To do so, it presents RG and CPF, marriage or birth certificate, negative debt certificates, proof of address and, in the case of a legal entity, articles of association and updated CNPJ. Thus, verification ensures transparency in the negotiation and avoids risks of voided contracts, which increases the confidence of the buyer and the investor.

Documentos do imóvel

The property must be regularized before negotiation. Among the main documents required are the updated registration at the Real Estate Registry Office, the negative certificate of real encumbrances and the negative certificate of IPTU. In addition, the approved plan and the Habite-se can be requested, when required by the city hall. In the case of an apartment, the declaration of condominium discharge is essential. Therefore, this check confirms that the asset is free of pending issues and ready to be traded safely.

In this way, the buyer can be sure that the property is suitable for negotiation. In cities like Bombinhas, where real estate appreciation is intense, this stage is even more strategic.

Aerial view of Bombinhas, SC, a city with strong real estate appreciation and properties that require regularized documentation for safe negotiation. - Rocccoimob Real Estate in Bombinhas
In Bombinhas (SC), where real estate appreciation grows year after year, ensuring that the property’s documentation is in order is a strategic step for the buyer.

Why Roccoimob can help

In Bombinhas, one of the most valued real estate markets in Santa Catarina, having a local company makes all the difference. Roccoimob offers:

  • Complete analysis of buyer, seller, and property documentation.
  • Support in financing and in the use of FGTS.
  • Contractual guidance, with drafting and review of contracts.
  • Follow-up at the notary’s office until the signing of the deed.
  • Personalized advice for investors looking for opportunities in Bombinhas.

Esse conjunto de soluções garante que cada etapa da negociação aconteça com segurança, transparência e tranquilidade.

CTA Invest in Bombinhas - Rocccoimob Real Estate in Bombinhas

Conclusion

Buying a property in Santa Catarina can be a safe and smooth process when all the documentation is up to date. Therefore, before signing any contract, it is essential to check every detail carefully and ensure that there are no pending issues. Having the support of experts makes this step more agile and reliable, transforming the acquisition into a solid, transparent investment prepared to appreciate in the future.

FAQs

1. What are the main documents required from the buyer?
The buyer needs to present RG and CPF, marital status certificate, proof of residence and proof of income, which can be a payslip, income tax statement or bank statements.

2. What documents must the seller submit?
The seller proves ownership and absence of pending issues with RG and CPF, marriage or birth certificate, negative debt certificates, proof of address and, in the case of a legal entity, articles of association and updated CNPJ.

3. What documents prove the regularity of the property?
It is essential to have an updated registration at the Real Estate Registry Office, a negative certificate of real encumbrances, a negative certificate of IPTU, an approved plan, a habitation certificate (when required) and a declaration of condominium discharge in the case of an apartment.

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