Costs of having an apartment on the beach: Complete guide to investing in Bombinhas

Apartamento em Mariscal - Rocccoimob Imobiliária em Bombinhas
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Maintenance, fees and profitability potential are part of the equation for those who plan to invest in a property on the coast of Santa Catarina. Having an apartment on the beach is more than a dream: It is a strategic way to combine leisure, profitability and asset appreciation. In Bombinhas, on the coast of Santa Catarina, this decision requires attention to fixed costs, specific maintenance of the coastal environment and the potential return with vacation rentals.

Understanding all these factors in advance helps to avoid surprises and make the investment much more strategic and profitable.

In this complete guide, we explain the main costs and benefits of having an apartment on the beach, focusing on Bombinhas, one of the most valued destinations on the south coast of Brazil.

Fixed costs of a beach apartment

IPTU and Condominium Fees

The first step is to know the mandatory fixed costs. Among the main ones, the following stand out:

  • IPTU (Urban Property and Land Tax): in Bombinhas, the value varies according to the location, square footage and standard of the property. Apartments closer to the waterfront tend to have higher property tax, but proportional to their potential for appreciation.
  • Condominium fee: it is usually higher than in urban properties, especially when the building offers infrastructure such as a swimming pool, gym, party room and 24-hour concierge. Values in the region vary between R$ 300 and R$ 1,500 per month.

Home Insurance

Although optional, it is highly recommended — especially in coastal regions. Coverage against windstorms, infiltrations, short circuits and electrical damage are common and help preserve the property.

Reserva Araucária M. - Rocccoimob Real Estate in Bombinhas
Reserva Araucária development, in Mariscal, combines sophistication, strategic location and complete structure, reflecting the growth of the off-plan real estate market on the coast of Santa Catarina.

Maintenance: A cost that requires attention

The humid climate and the sea air accelerate the natural wear and tear of properties on the beach. Therefore, it is necessary to invest regularly in:

  • Painting and exterior retouching;
  • Overhaul and cleaning of air conditioning;
  • Sealing of doors and windows;
  • Care of furniture and appliances.

The average annual preventive maintenance expenses in Bombinhas varies between R$ 2 thousand and R$ 5 thousand, depending on the size of the property and its frequency of use.

Equipping the property: How much does it cost to furnish an apartment on the beach?

When buying a new or off-plan property, it is common for it to come unfurnished. For those who intend to use it as a summer home or put it up for vacation rental, investment in furniture is indispensable.

In Bombinhas, the average cost to furnish a two-bedroom apartment with a standard of quality and durability is between R$ 30 thousand and R$ 60 thousand. Custom-made furniture and salt-resistant appliances ensure better conservation and appreciation in the rental market.

Furnished balcony with sea view in an off-plan apartment in Reserva Araucária, Bombinhas - Rocccoimob Real estate in Bombinhas
Outdoor area of Reserva Araucária, with contemporary furniture and privileged views — ideal for those looking for sophistication, comfort and appreciation on the coast of Santa Catarina.

Profitability potential with vacation rentals

Despite the costs, investing in a beach apartment can be highly profitable. Bombinhas is one of the most popular destinations for Brazilian and foreign tourists , with a high occupancy rate during the summer and long holidays. It is possible to obtain from R$ 40 thousand to R$ 80 thousand per season, depending on the property, location and management.

With professional support, investors guarantee:

  • Higher occupancy rate;
  • Management of reservations and check-ins;
  • Regular maintenance;
  • Reduction of risks with default.
CTA Vacation rentals in Bombinhas - Rocccoimob Real estate in Bombinhas

Real Estate Valuation in Bombinhas

In addition to rental income, there is the factor of asset appreciation. Regions such as Mariscal, Canto Grande and Centro de Bombinhas show consistent growth, with expanding urban infrastructure and strict control of constructions.

Properties that are well located, close to the beach or in areas with certifications such as the Blue Flag (as in the case of Quatro Ilhas), have accelerated appreciation. It is estimated that apartments in Bombinhas may have an average annual appreciation of between 10% and 20%, depending on the region and the standard of the development.

Increase of m² in Bombinhas from 2020 to 2025 by property type 2 1024x576 - Rocccoimob Real estate in Bombinhas
Infographic illustrates the average appreciation of the square meter in Bombinhas, with emphasis on high-end properties, which reach R$ 12,100/m² in 2025.

Costs x benefits: Is it worth having a property on the beach?

Quality of life by the sea, a source of income with high demand, solid asset appreciation and flexibility of own or commercial use.

The municipality combines safety, preserved nature and high construction standards, consolidating itself as one of the most promising destinations in Brazil for those looking to combine leisure and profitability.

To invest safely

If you are planning to purchase an apartment on the coast of Santa Catarina, the RoccoImob team is ready to offer:

  • Curation of properties with high potential for appreciation;
  • Complete legal support;
  • Specialized advice on vacation rentals;
  • Personalized service in Portuguese and Spanish.
CTA Best construction companies in Bombinhas - Rocccoimob Real Estate in Bombinhas

Ready to take the next step? RoccoImob connects you to the best developments on the coast of Santa Catarina, with complete and personalized support for those who value security and profitability.

Explore Bombinhas in an immersive way and understand why the city stands out among the most valued destinations to live and invest in Brazil!

FAQs

Is it worth having an apartment on the beach just for your own use?
Yes. In addition to offering quality of life and a personal refuge, the property also appreciates over time, especially in regions such as Bombinhas, which have controlled urban growth and high construction standards.

How much does it cost to maintain a summer apartment on the coast?
Costs can range from R$ 5 thousand to R$ 15 thousand per year, considering property tax, condominium, insurance, maintenance and furniture. The location and standard of the property directly influence this value.

Do I need to furnish the apartment for vacation rental?
Yes. Furnished properties have higher demand and can reach higher daily rates. Planned furniture that is resistant to the sea air ensures durability and long-term return.

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